FlowBank

关于我们

FlowBank 的使命是通过高度发达的金融科技和瑞士银行安全技术,让每个人都能进入金融市场。

我们是谁

技术第一

在快节奏的环境中保持敏捷

技术第一

技术是我们的驱动力。我们致力于保持敏捷并不断优化我们的系统,以便能够为客户提供最直观的体验。

以客户为中心

成为长期合作伙伴

以客户为中心

我们秉承客户至上的理念。我们致力于通过不断改进我们的服务来提供最佳的定制体验。 FlowBank 是日常生活中有意义的合作伙伴。

教育为本

学习永无止境

教育为本

在 FlowBank,我们的使命是教育个人不断扩展他们在金融市场的知识。我们相信每个人都应该接受金融教育。

透明度

通过沟通建立信任

透明度

我们提供准确、完整的信息,使我们的客户能够做出明智的决定。我们受 FINMA 监管,提供高达 100,000 瑞士法郎的存款保险保护

流量驱动

our-mission-1

FlowBank 的名称源于“心流”(Flow) 这个词的概念和定义。心流是指当一个人全神贯注在某项活动,所能达到的最大专注程度。这种能量和积极正面的体验,反映出投资人对成功的专注力与动力。

our-mission-2

FlowBank 是一家能将世界各地的人们与全球市场连接起来的网络银行。我们相信,每个人在投资时,都应能够达到心流状态。我们的使命正是提供实现这个目标的工具和资源。

our-mission-3

无论是现在或未来的投资人,我们都会在这里提供服务。银行开户就该像建立电子邮件地址一样简单又快速。人们理应随时随地进行投资交易,并且拥有所有能让一切有效率、安全且具成本效益的工具。

我们的创办人

about-chs

FlowBank 是总部位于瑞士日内瓦的网络银行。FlowBank 的诞生始于创办人兼执行长 CEO Charles Henri Sabet。

对于双陆棋世界冠军、年少时曾是网球选手的 Charles Henri Sabet 而言,是对策略型游戏的热爱,成为他创立 FlowBank 的契机。故事要从 1991 年开始说起,当时 Charles Henri Sabet 开始为几个朋友管理外汇资金,后来资金规模不断扩大,最终促使他在 1999 年取得银行牌照。也是在这段期间,能让散户投资人在线交易的技术在美国愈来愈受到重视。

转戾点出现在 2004 年,Charles Henri Sabet 在那年决定重组银行,把重心放在在线交易上。原本的银行更名为 Synthesis,是第一家向散户提供在线外汇交易的银行。Synthesis Bank 十分成功,最后在 2007 年由盛宝银行 (Saxo Bank) 出资买下。
九个月后,Charles Henri Sabet 收购了位于伦敦和巴哈马的在线交易平台。

他渴望将人们与全球市场串连的全球愿景,使 FlowBank 应运而生。自 2020 年 FlowBank 问世以来,总部日内瓦的团队已成长至 100 多人。

管理团队

Charles Henri Sabet

首席执行官

Sergio Verdial

首席合规与风险官

Caroline Puder-Lévy

首席营销官

Adrien Cohen

首席运营官

Charles Henri Sabet

首席执行官

Charles Henri Sabet 是在线银行和交易领域的先驱,拥有超过 25 年的丰富经验。1999 年,他创办了瑞士第一家提供在线外汇交易的银行 Banque Synthesis。

Sergio Verdial

首席合规与风险官

Sergio Verdial 在合规方面积累了 17 年以上的经验。他曾在 Banque Pâris Bertrand 和 SYZ 集团担任合规主管,在 Single Family Office 和 Banque SYZ 担任高级合规官。

Caroline Puder-Lévy

首席营销官

卡罗琳-普德-莱维(Caroline Puder-Lévy)是市场营销和传播领域的资深专业人士,在制表业拥有丰富的经验。在她 15 年的职业生涯中,她担任过许多高级职务,对该行业传统分销的数字化进程有宝贵的见解。
 
自福禄贝尔公司(FlowBank)成立以来,卡罗琳一直在推动公司的发展和成功。作为首席营销官,她负责通过获取新客户和优化用户体验来推动公司发展。
 
她追求卓越的决心和了解每位客户独特需求的能力使她成为银行执行委员会的重要成员。
Caroline 将继续在市场营销和沟通部门发挥重要作用,将福禄银行推向成功的新高度。
 

Adrien Cohen

首席运营官

Adrien Cohen 从事交易行业已有十多年。在加入 FlowBank 之前,他曾在 LCG、ETX Capital 和 IG Markets 担任多个交易员和交易商职位,负责管理高净值投资组合。

董事会成员

Michel Broch

董事会主席

Nicole Beiner

董事会副主席

Jean-Marie Mognetti

董事会成员

Pierre Zach

董事会成员

Olivier Crottaz

董事会成员

Michel Broch

董事会主席

Michel Broch, Vice-President of the board of directors of FlowBank, holds a degree in law from the University of Fribourg (1980) and a lawyer's certificate (1983). He began his career as an assistant to Professor Pierre Tercier at the University of Fribourg (1983), before becoming Registrar at the Federal Insurance Court in Lucerne (1984 - 1986).

 

In 1986, he joined the legal service of the Federal Banking Commission as a scientific assistant. In 1990 he joined Ernst & Young SA in Geneva and became Partner in 1992, then a member of the board of directors in 1998, and replacing the Director of Financial Services in 1999. In 2002, he became President of the executive committee of Banque Safdié in Geneva. In 2005, he founded Broch & Associés, in Corminboeuf, with which he is associated. Until 2013, he was a director of MIG Banque, Lausanne. He is currently Vice-Chairman of the Board of Directors and Chairman of the Audit Committee of Reyl & Cie, Geneva, Vice-Chairman of the Board of Directors of Reyl & Cie Holding, Geneva, director and Chairman of the Audit Committee of Hyposwiss Private Bank, Geneva, Vice-Chairman of the board of directors of the securities company IMAC Bond in Fribourg, director of Noventa Capital, Geneva, and director of the CSI management and consulting company Finance, Fribourg. Finally, he is a member of the board of directors of SpeciTec, Geneva, a company active in the development, maintenance and distribution of computer programs for banks and businesses.

Nicole Beiner

董事会副主席

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Jean-Marie Mognetti

董事会成员

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Sem a at accumsan suspendisse blandit lorem commodo, amet vestibulum tempus sed massa sit nunc convallis scelerisque pretium quis viverra et nisl urna feugiat sit facilisis amet pretium arcu ut dolor, nibh sit tellus turpis a habitant et tincidunt sodales magna lacinia augue aliquet bibendum.

Pierre Zach

董事会成员

Pierre Zach, a member of the board of directors at FlowBank, holds a license in commercial and industrial sciences from the University of Geneva and a diploma as a chartered accountant.

 

He started his career in 1977 with Peat Marwick Mitchell, Geneva, first as Assistant, then Senior and finally Manager with the Audit department. In 1984, he became Deputy Director responsible for the Geneva branch of the Société de Révision Bancaire SRB. In 1987, he joined the Bank of Paris and the Netherlands (Paribas) as an internal auditor responsible for the IT audit. In 1989, he joined KPMG, Geneva, as a partner, active in the field of auditing and advisory activities in the banking and financial sector. In 2015, having reached retirement age, he retired from the KPMG Partnership and continued his part-time activity as Director. He completely withdrew from KPMG in 2017.

Olivier Crottaz

董事会成员

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Ultrices malesuada adipiscing quis sed turpis sem et tempus gravida at ultricies vitae lacus duis ornare sagittis, aliquam a sed arcu consequat lectus hendrerit sit nec scelerisque convallis volutpat enim feugiat at in nisl libero maecenas donec tristique vitae et, morbi id nulla scelerisque viverra.

Sem a at accumsan suspendisse blandit lorem commodo, amet vestibulum tempus sed massa sit nunc convallis scelerisque pretium quis viverra et nisl urna feugiat sit facilisis amet pretium arcu ut dolor, nibh sit tellus turpis a habitant et tincidunt sodales magna lacinia augue aliquet bibendum.

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