About us

Michel Broch, President of the board of directors of FlowBank, holds a degree in law from the University of Fribourg (1980) and a lawyer's certificate (1983). He began his career as an assistant to Professor Pierre Tercier at the University of Fribourg (1983), before becoming Registrar at the Federal Insurance Court in Lucerne (1984 - 1986).

In 1986, he joined the legal service of the Federal Banking Commission as a scientific assistant. In 1990 he joined Ernst & Young SA in Geneva and became Partner in 1992, then a member of the board of directors in 1998, and replacing the Director of Financial Services in 1999. In 2002, he became President of the executive committee of Banque Safdié in Geneva. In 2005, he founded Broch & Associés, in Corminboeuf, with which he is associated. Until 2013, he was a director of MIG Banque, Lausanne. He is currently Vice-Chairman of the Board of Directors and Chairman of the Audit Committee of Reyl & Cie, Geneva, Vice-Chairman of the Board of Directors of Reyl & Cie Holding, Geneva, director and Chairman of the Audit Committee of Hyposwiss Private Bank, Geneva, Vice-Chairman of the board of directors of the securities company IMAC Bond in Fribourg, director of Noventa Capital, Geneva, and director of the CSI management and consulting company Finance, Fribourg. Finally, he is a member of the board of directors of SpeciTec, Geneva, a company active in the development, maintenance and distribution of computer programs for banks and businesses.

Lorem ipsum dolor sit amet, tincidunt quis ullamcorper et bibendum malesuada eget faucibus sit blandit scelerisque urna vel mauris neque urna nisl gravida laoreet nunc, metus tellus est elit pellentesque suspendisse ac, dui elit leo mattis id quam eget nisl id massa, sit fermentum justo condimentum non mattis sed scelerisque.

Ultrices malesuada adipiscing quis sed turpis sem et tempus gravida at ultricies vitae lacus duis ornare sagittis, aliquam a sed arcu consequat lectus hendrerit sit nec scelerisque convallis volutpat enim feugiat at in nisl libero maecenas donec tristique vitae et, morbi id nulla scelerisque viverra.

Sem a at accumsan suspendisse blandit lorem commodo, amet vestibulum tempus sed massa sit nunc convallis scelerisque pretium quis viverra et nisl urna feugiat sit facilisis amet pretium arcu ut dolor, nibh sit tellus turpis a habitant et tincidunt sodales magna lacinia augue aliquet bibendum.

Pierre Zach, a member of the board of directors at FlowBank, holds a license in commercial and industrial sciences from the University of Geneva and a diploma as a chartered accountant.

He started his career in 1977 with Peat Marwick Mitchell, Geneva, first as Assistant, then Senior and finally Manager with the Audit department. In 1984, he became Deputy Director responsible for the Geneva branch of the Société de Révision Bancaire SRB. In 1987, he joined the Bank of Paris and the Netherlands (Paribas) as an internal auditor responsible for the IT audit. In 1989, he joined KPMG, Geneva, as a partner, active in the field of auditing and advisory activities in the banking and financial sector. In 2015, having reached retirement age, he retired from the KPMG Partnership and continued his part-time activity as Director. He completely withdrew from KPMG in 2017.

Lorem ipsum dolor sit amet, tincidunt quis ullamcorper et bibendum malesuada eget faucibus sit blandit scelerisque urna vel mauris neque urna nisl gravida laoreet nunc, metus tellus est elit pellentesque suspendisse ac, dui elit leo mattis id quam eget nisl id massa, sit fermentum justo condimentum non mattis sed scelerisque.

Ultrices malesuada adipiscing quis sed turpis sem et tempus gravida at ultricies vitae lacus duis ornare sagittis, aliquam a sed arcu consequat lectus hendrerit sit nec scelerisque convallis volutpat enim feugiat at in nisl libero maecenas donec tristique vitae et, morbi id nulla scelerisque viverra.

Sem a at accumsan suspendisse blandit lorem commodo, amet vestibulum tempus sed massa sit nunc convallis scelerisque pretium quis viverra et nisl urna feugiat sit facilisis amet pretium arcu ut dolor, nibh sit tellus turpis a habitant et tincidunt sodales magna lacinia augue aliquet bibendum.