FlowBank

About us

FlowBank's mission is to make financial markets accessible to everyone with the highly developed technology of a fintech and Swiss banking security

Our Values

Technology First

Staying Agile in a Fast-Paced Environment

Technology First

Technology is our driver. We are committed to staying agile and continually optimizing our systems to be able to deliver the most intuitive experience to our clients. 

Client-Centric

Be A Long-Term Partner

Client-Centric

We have a client-first mindset. We are committed to delivering the best-customized experiences by constantly improving our services. FlowBank is a meaningful partner for everyday life.

Education Oriented

Learning that Never Stops

Education Oriented

At FlowBank we are on a mission to educate individuals to continuously expand their knowledge in the financial markets. We believe that everyone should have access to financial education. 

Transparency

Building Trust through Communication

Transparency

We provide accurate and complete information, enabling our clients to make informed decisions. We are regulated by the FINMA and provide deposit insurance protection up to 100,000 CHF.

Driven by the Flow

our-mission-1

The name FlowBank comes from the concept and definition of the word Flow. Flow refers to the maximum level of concentration a person can reach when they are focused and absorbed in an activity. This energy and positive experience reflect that of the investor who has the focus and motivation to succeed.

our-mission-2

FlowBank is an online bank that connects people to global markets. We believe that everyone should be able to achieve a state of Flow when investing. Our mission is to provide the tools and resources to get there.

our-mission-3

We are here to serve the investors of today and tomorrow. Opening a bank account should be as easy and fast as creating an email address. People should be able to invest and trade wherever they are and have all the tools that make it efficient, secure, and cost-effective.

Our founder

about-chs

FlowBank is an online bank headquartered in Geneva, Switzerland. The story of FlowBank begins with its founder and CEO Charles Henri Sabet.

A world backgammon champion and tennis player in his youth Charles-Henri Sabet’s passion for strategic games is the precursor to the creation of FlowBank. The story began in 1991, Charles Henri Sabet started to manage money for a few friends in foreign exchange that eventually expanded and led to a banking license in 1999. It was during this time that the technology which enabled retail investors to place trades online began gaining traction in the US.

The turning point came in 2004 when Charles Henri Sabet decided to reorganize his bank to focus on online trading. Renamed Synthesis, it was the first bank to offer online foreign exchange trading to retail clients. The success of Synthesis Bank led to its sale to Saxo Bank in 2007.
Nine months later, Charles Henri Sabet, acquired an online trading platform based in London and the Bahamas.

His global vision of connecting people to global markets is what led to the creation of FlowBank. Since the launch of FlowBank in 2020, the team, headquartered in Geneva, has grown to over 100 people.

Management Team

Charles Henri Sabet

Chief Executive Officer

Sergio Verdial

Chief Compliance and Risk Officer

Caroline Puder-Lévy

Chief Marketing Officer

Adrien Cohen

Head of Markets

Charles Henri Sabet

Chief Executive Officer

Charles Henri Sabet is a pioneer in online banking and trading with over 25 years of experience. In 1999, he founded Banque Synthesis, the first Swiss bank to offer online foreign exchange.

Sergio Verdial

Chief Compliance and Risk Officer

Sergio Verdial has accumulated over 17 years of experience in compliance. He served as Head of Compliance at Banque Pâris Bertrand and SYZ Group and as Senior Compliance Officer at Single Family Office and Banque SYZ.

Caroline Puder-Lévy

Chief Marketing Officer

Caroline Puder Lévy is a seasoned professional in the marketing and communications field with a wealth of experience in the watchmaking industry. Throughout her 15-year career, she held numerous senior roles, gaining valuable insights into the digitalization process of traditional distribution in this sector.
 
Caroline has been driving the growth and success of FlowBank, since its inception. As the Chief Marketing Officer, she is responsible for driving the growth of the company through the acquisition of new clients and optimization of the user experience.
 
Her commitment to excellence and her ability to understand the unique needs of each client has made her a valuable member of the bank's Executive Committee.
Caroline is poised to continue making a significant impact in the marketing and communications department and taking FlowBank to new heights of success. 

Adrien Cohen

Head of Markets

Adrien Cohen has been in the trading industry for more than a decade. Prior to joining FlowBank, he held various Trader and Dealer positions at LCG, ETX Capital, and IG Markets where he managed HNW portfolios.

Board members

Michel Broch

President of the board of directors

Pierfranco De Vita

Vice President of the board of directors

Jean-Marie Mognetti

Member of the board of directors

Mark Bagnall

Member of the board of directors

Reto Kunz

Member of the board of directors

Urs Zulauf

Member of the board of directors

Michel Broch

President of the board of directors

Michel Broch, President of the board of directors of FlowBank, holds a degree in law from the University of Fribourg (1980) and a lawyer's certificate (1983). He began his career as an assistant to Professor Pierre Tercier at the University of Fribourg (1983), before becoming Registrar at the Federal Insurance Court in Lucerne (1984 - 1986).

 

In 1986, he joined the legal service of the Federal Banking Commission as a scientific assistant. In 1990 he joined Ernst & Young SA in Geneva and became Partner in 1992, then a member of the board of directors in 1998, and replacing the Director of Financial Services in 1999. In 2002, he became President of the executive committee of Banque Safdié in Geneva. In 2005, he founded Broch & Associés, in Corminboeuf, with which he is associated. Until 2013, he was a director of MIG Banque, Lausanne. He is currently Vice-Chairman of the Board of Directors and Chairman of the Audit Committee of Reyl & Cie, Geneva, Vice-Chairman of the Board of Directors of Reyl & Cie Holding, Geneva, director and Chairman of the Audit Committee of Hyposwiss Private Bank, Geneva, Vice-Chairman of the board of directors of the securities company IMAC Bond in Fribourg, director of Noventa Capital, Geneva, and director of the CSI management and consulting company Finance, Fribourg. Finally, he is a member of the board of directors of SpeciTec, Geneva, a company active in the development, maintenance and distribution of computer programs for banks and businesses.

Pierfranco De Vita

Vice President of the board of directors

Jean-Marie Mognetti

Member of the board of directors

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Mark Bagnall

Member of the board of directors

Pierre Zach, a member of the board of directors at FlowBank, holds a license in commercial and industrial sciences from the University of Geneva and a diploma as a chartered accountant.

 

He started his career in 1977 with Peat Marwick Mitchell, Geneva, first as Assistant, then Senior and finally Manager with the Audit department. In 1984, he became Deputy Director responsible for the Geneva branch of the Société de Révision Bancaire SRB. In 1987, he joined the Bank of Paris and the Netherlands (Paribas) as an internal auditor responsible for the IT audit. In 1989, he joined KPMG, Geneva, as a partner, active in the field of auditing and advisory activities in the banking and financial sector. In 2015, having reached retirement age, he retired from the KPMG Partnership and continued his part-time activity as Director. He completely withdrew from KPMG in 2017.

Reto Kunz

Member of the board of directors

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Urs Zulauf

Member of the board of directors

linkedin

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Ultrices malesuada adipiscing quis sed turpis sem et tempus gravida at ultricies vitae lacus duis ornare sagittis, aliquam a sed arcu consequat lectus hendrerit sit nec scelerisque convallis volutpat enim feugiat at in nisl libero maecenas donec tristique vitae et, morbi id nulla scelerisque viverra.

Sem a at accumsan suspendisse blandit lorem commodo, amet vestibulum tempus sed massa sit nunc convallis scelerisque pretium quis viverra et nisl urna feugiat sit facilisis amet pretium arcu ut dolor, nibh sit tellus turpis a habitant et tincidunt sodales magna lacinia augue aliquet bibendum.

FlowBank in the media

FlowBank extends its commitment to Swiss Tennis

FlowBank Announces Partnership with World Champion Alexander Zverev

Swiss Ice Hockey chooses FlowBank as an official partner